What Is PalmPay?
Many people don’t know what the PalmPay app is.
It is an intuitive digital wallet with account opening, money transfer and bill payments in one. Earn as you spend.
A digital wallet is like a digitised version of your personal wallet, but is easier to use and more feature-rich. It enables you to transact flexibly at home for most daily scenarios, like recharging airtime and data, etc. This way, you don’t need to carry cash around to make and receive payments.
With the PalmPay app, you can access most financial services smoothly with a few clicks. If you want to make your life easier, and cut down living expenses, then you’ll surely need it. It also has more cool features to offer(as follows)!
What can you do with the PalmPay app?
- Open An Account for Free
We know how difficult it is to get banking services. But with the PalmPay app, you can easily register, open an account for free with your phone number to get your personal digital wallet.
- Account Tier 1 has transaction limit of N50,000 and balance limit of N300,000
- Account Tier 2 has a transaction limit of N200,000 and a balance limit of N500,000
- Account Tier 3 has a transaction limit of N5000,000 and no balance limits
- Transfer Money
In most banks, charges for money transfer are hefty. But with us, you don’t need to worry about anything like that.
- Unlimited free transfers to any bank or financial institution for the first month
- The first THREE transfers are free on other days except Tuesday. Subsequent transfers on the same day cost as low as N10 for any amount.
- You can even offset the charges with PalmPoints, cashback, cash coupons, etc.
- Pay Bills
You don’t need to queue in line in a physical store to pay for goods, utilities, etc. Our PalmPay app helps you save time and reduce spending, as we cooperate with over 500 billers and service providers.
- Recharge airtime and data with up to 100% cashback and 100MB data bonus
- Pay for water, electricity, TV, trips, betting and other 20+ scenarios on your phone.
- New users get up to 100% cashback for data top-up
- User Benefits
- Invite new users and get N500 for each successful referral
- New users can get coupons and cash rewards of up to N2000
- Get massive cashback for payments you make
Is the PalmPay app legit?
Palmpay App is absolutely legit and should be trusted.
- We are a NDPR-compliant Mobile Money Operator licensed by the Central Bank of Nigeria.
- We are trusted for years by a user base of 10 million+, and have emerged as the fastest-growing fintech in Nigeria.
Get your digital wallet now!
Android users: download here.
Apple users: download here.
How To Save Money on Palmpay
If you’re looking to save money on Palmpay, here are some tips:
- Take advantage of cashback and discounts: Palmpay often offers cashback and discounts for certain transactions, such as bill payments or purchases from partner merchants. Keep an eye out for these promotions and take advantage of them to save money on your transactions.
- Link your Palmpay account to a savings account: Palmpay allows you to link your Palmpay account to your bank account or other savings accounts. By transferring excess funds to a savings account, you can earn interest and save money over time.
- Set spending limits and budget: Palmpay allows you to set spending limits and track your spending. Use this feature to set a budget for yourself and stick to it. This will help you avoid overspending and save money.
- Compare prices: If you’re making purchases through Palmpay, compare prices from different merchants to find the best deals. Palmpay allows you to make payments to various merchants, so take the time to compare prices and choose the most affordable option to save money.
- Utilize referral bonuses: Palmpay often offers referral bonuses to users who refer others to join the platform. If you refer friends or family members to Palmpay, you may receive a referral bonus, which can help you save money on your future transactions.
- Monitor your transactions: Keep track of your transactions on Palmpay to ensure that there are no unauthorized charges or errors. If you notice any discrepancies, contact Palmpay customer support immediately to resolve the issue and avoid unnecessary expenses.
- Plan your bill payments: Palmpay allows you to pay bills, such as utility bills or airtime recharge, directly from the app. Plan your bill payments ahead of time to avoid late fees or penalties, which can help you save money in the long run.