Not having any money is not a good thing. I don’t like to think about when I had no money at all because it was hard. I remember when I was in college and rented a small one-bedroom flat as a single mum.
I felt like I had no money for a few months. It was sometimes hard to pay the rent and cover basic costs. Looking back, I can see that I spent too much time feeling sorry for myself and living in self-pity. At the time, I didn’t think there was anything I could do to change my situation besides wish for more money.
When you’re broke, the best thing you can do is make more money instead of feeling bad or just hoping. If your cash flow is really low, it can only go up.
Here are seven useful ways to make extra money when you don’t have any.
Here are seven useful ways to make extra money when you don’t have any.
1. START SELLING STUFF
When you have no money at all, you need to act quickly to make money. You also can’t spend a lot of money on setting up a second source of income.
When you’re broke, selling things around your house is one of the best ways to make extra cash. You probably have things like clothes, electronics, decorations, furniture, cooking supplies, tools, and clothes that you don’t use anymore.
You can sell these things online without leaving your home or spending any more money. If you want to sell online, you could use Amazon or eBay. If you want to sell locally, you could use Craigslist or the Facebook Marketplace.
If you have old phones, game consoles, or tablets that you don’t use anymore, you could sell them to online buyback shops like Decluttr.
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2. WALK DOGS OR BABYSIT
People always need care for their kids. Tell your friends and family that you want to start watching, and then ask them to spread the word. Check to see if you can make a page on Care.com so you can start talking to parents who may need your help.
You can offer to watch the kids during less usual times, like early in the morning, at events, or on the weekend, so the parents can go out on a date. Most daycares are closed during these hours, so more parents will think about hiring you.
You can also make good money walking dogs or taking care of other people’s pets. Make a page on Rover or Wag to let pet owners in the area know about your service. You can usually make between $15 and $30 per walk and $30 or more per night if you watch someone’s pet while they are away.
3. DONATE BLOOD OR PLASMA
You can make extra money by giving blood or plasma if you are at least 18 years old, in good health, and don’t mind needles. Some centres will pay you anywhere from $20 to $25 per week the first time, and up to $30 to $45 if you come back again.
I’ve never given blood in exchange for money, but I know many people who have. My husband did this a few times in college to make extra money. You can only give plasma twice a week because it is bad for your health.
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Still, if you do it every month, you can make between $200 and $400. Most centres will give you cash or a credit card that they will load with your payment after you give blood.
4. ASK IF YOU CAN HELP SOMEONE
Can you do something for someone that saves them time or effort? If so, it’s possible that you can get paid for it. Think about your skills and past experiences. You could help someone move or fix a broken tap one weekend.
You could offer to watch a child after school for another parent or help an older neighbour with garden work. If you are really good at a certain subject, you could offer to teach kids in your area.
You can find people in your area who need help with small jobs by using apps like TaskRabbit. Just focus on helping other people, and someone will come along who is ready to pay you for what you do.
5. WRITE AN ARTICLE
This is something I did when I was broke to make more money. I probably didn’t do anything else, but I liked writing and found it easy. Even if you’re not the best writer, you can make extra money quickly by writing an article online.
Look for jobs on sites like Craigslist and Upwork. I used to find jobs on Craigslist, and some of them came up over and over again. I wrote lifestyle pieces and feature stories for a website owner who paid me between $25 and $50 per piece. I also found another client who paid me to do some light study on Canadian real estate and write short 300-word articles about what I found.
At the time, I didn’t make a lot of money from writing, but it was easy money that I could use to pay a bill or buy more food.
SIGN UP FOR SURVEYS
When I talk about paid online surveys as a way to make money, I always start by saying that they won’t make you rich or replace your income. I don’t think you’ll make enough money to pay your rent or mortgage, either.
But it’s a very easy way to make a little extra cash to help pay for some of your bills. Sign up for as many reliable survey sites as you can, such as Swagbucks, Survey Junkie, Pinecone Research, and Opinion Outpost, to make the most money.
You could take polls in your spare time, on your way to work, or even while you’re watching TV.
7. EARN A SIGN ON BONUS WITH UBER OR LYFT
Uber and Lyft both give sign-up bonuses to new drivers who finish a certain number of trips in their first month. You will need a small amount of money to start making money with a rideshare company, but if your car is in good shape, it will mostly just be gas.
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Your sign-up bonus could be hundreds of dollars, which is on top of what you make as a driver. The great thing about Uber and Lyft is that you can get paid every week. This means you can pay for petrol by taking some of your weekly earnings, which lets you keep driving and make more money. If you need to, you can also cash out your gains early for a small fee, usually around $0.50.
FINAL WORD
Not having any money is not a death sentence. Find a way to make extra money so you can get back on your feet and improve your cash flow. Set a goal for how much money you want to make, and then try one or more of these ways to make money quickly.
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