How To Generate First Bank Token Using USSD Code, Soft Token or Hardware

First Bank is one of the oldest and most trusted banks in Nigeria, providing a wide range of financial products and services to its customers. One of the most important services provided by the bank is the generation of tokens, which are used to authenticate online transactions and provide additional security to the bank’s customers.

FirstBank Token can be generated in a number of methods, primarily using USD Code, FirstToken, and Hardware.

To guarantee safe and secure online transactions, if you have a First Bank Nigeria account, you must create a First Bank token.

Everything you need to know about creating First Bank tokens will be covered in this article, including the different token types that are accessible, how to create them, how to synchronise hardware tokens, and more.

In this article, we will discuss the various methods of generating First Bank tokens using USSD codes, soft tokens, and hardware tokens.

What is a First Bank Token?

First Bank token is a security feature that provides an additional layer of authentication for online transactions. It is a unique code that is generated by the bank and sent to the customer’s mobile phone or hardware device. The token is required to complete certain transactions such as online banking, mobile banking, and POS transactions.

A programme or gadget called First Bank Token creates a token or security code that permits transactions for online banking.

It serves as a safety precaution to stop unauthorised activities from taking place on your account.

You can keep track of every transaction made on your bank account with First Bank Token, protecting it from hacker assaults and fraudsters.

Types of First Bank Token

First Bank Tickets come in two different varieties:

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1. Soft Token

The Google Play Store for Android users or the App Store for iOS users both make it simple to obtain the First Bank Soft Token app. The security code that permits online transactions is generated by the soft token.

2. Hard Token
A First Bank location can provide you with a First Bank Hard Token, a tangible object. The security code that permits online transactions is generated by it.

How to Generate First Bank Token Using USSD Code

Generating a First Bank token using USSD code is a quick and easy process. To generate a token, follow these simple steps:

Step 1: Dial *894# on your mobile phone.

Step 2: Select “1” to generate a token.

Step 3: Enter your First Bank account number.

Step 4: Follow the prompts to complete the process.

Step 5: Once the process is complete, you will receive a token on your mobile phone.

How to Generate First Bank Token Using Soft Token

Soft tokens are digital tokens that are generated on a mobile phone or computer. They provide an additional layer of security for online transactions without the need for a hardware device. To generate a First Bank token using a soft token, follow these steps:

Step 1: Download the First Bank mobile app on your smartphone.

Step 2: Log in to the app using your First Bank account details.

Step 3: Select “Token Services from the menu.

Step 4: Choose “Soft Token” and follow the prompts to generate a token.

Step 5: Once the process is complete, you will receive a token on your mobile phone.

How to Generate First Bank Token Using Hardware Token

Hardware tokens are physical devices that generate tokens when activated. They are considered more secure than soft tokens because they require a physical presence to generate a token. To generate a First Bank token using a hardware token, follow these steps:

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Step 1: Visit any First Bank branch and request a hardware token.

Step 2: Once you have received the hardware token, follow the instructions provided to activate it.

Step 3: Press the button on the token to generate a unique code.

Step 4: Enter the code on the First Bank website or mobile app to complete your transaction.

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How to Create Tokens with Soft Tokens (FirstToken)

Download the FirstToken mobile software from the AppStore or Google Play to get the First bank soft token (also known as FirstToken).

Once downloaded, you must fill out the token activation form at any First bank location to get an activation code and serial number.

You must give the customer service representative at the branch the registration code you receive after entering the activation code and serial number in order to start the FirstToken app on your smartphone.

The FirstToken app can operate offline, and in order to access the app on your mobile device, you must enter a 4-digit Password before it will generate a transaction code. Only 30 seconds of the produced code will be visible before it vanishes.

Users of the FirstToken app must enter a private 4-digit PIN for security reasons; this PIN shouldn’t be disclosed to anyone.

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When you submit an email to [email protected] with your user ID, challenge code (which is generated after you enter the wrong PIN four times), and token transfer limit, you can reset your PIN if you forget it.

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It is significant to note that this token can be used anywhere in the world, subject to the daily transfer cap established on the internet banking network.

Queries and Answers (FAQ)

How do I produce tokens using USD code?

Dial *322*0# from the mobile number you used to register your First Bank account to obtain a token using the USSD code. Your phone will receive the code, which you can then enter.

If I have the Soft Token, can I use the Hardware Token as well?

You can’t, sorry. It is not possible to use both Tickets simultaneously. You must disable the prior Token if you have one Token and want to use the other.


Secure internet banking transactions require the creation of a First Bank Token and generating a First Bank token is a crucial step in ensuring the security of your online transactions. There are several ways to generate a First Bank token, including USSD codes, soft tokens, and hardware tokens.

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Each method has its own advantages and disadvantages, so it is important to choose the method that works best for you. With these simple steps, you can easily generate a First Bank token and ensure the safety of your financial transactions.

About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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