Is Little Loans App Legit or Scam? Reviews, Contact Details, Interest Rate, Eligibility

Obtaining a loan can be time-consuming and unpleasant for some of us. You may be concerned about the interest rate, the lender’s transparency, or you may be unsure how to begin the loan application procedure. It can take hours and hours to find the perfect lender.

Little Loans have evolved as one of the simplest, quickest, and smoothest ways to lend money in an emergency.

Our in-depth evaluation of Little Loans will tell you all you need to know to decide if it’s the right lender for you.

What exactly is Little Loans?

LittleLoans loan application page screenshot
Little Loans is a completely regulated and authorised credit broker who links borrowers and lenders for the express purpose of entering into short-term loan arrangements.

Digitonomy Group owns Little Loans. The Digitonomy Group, founded in 2013, identified a gap in the consumer lending sector and devised plans to assist customers in comparing different lenders in the market. The company’s inventive and technology-driven approach offered it a competitive advantage.

Little Loans has been providing market-leading financial products in an accurate, transparent, and easy-to-understand manner since that time. Little Loans is one of the best credit brokers in the UK since it provides its clients with peace of mind.

Little Loans, like most credit brokers, just scours the market for the best and most acceptable lender for its consumers. In other words, whether you have flawless credit or a credit score that is lower than average, Little Loans will connect you with the correct lender to meet your current needs. Its third-party lenders, on the other hand, may not always live up to expectations.

Pros and Cons of Little Loan


  • Users may receive funds in their accounts within 10 minutes.
    It offers a variety of packages to fit everyone’s needs. It is authorised and regulated by the Financial Conduct Authority.
    Loans are approved quickly and in a timely manner. This is beneficial to borrowers in times of emergency.
    The website’s educational tools inform prospective applicants about the loans available to them. It has a vast network of partners.
    Applicants might borrow as little as £100 and as much as £5000.


  • Little Loans is a credit broker, not a direct lender. This means that Little Loans will have to disclose sensitive information about you with third-party lenders.
    APRs are not constant because interest rates vary from lender to loan. The only way to contact customer service is via email.
    Interest rates are typically very high, and debt can easily become out of hand.
    Only employed applicants with a monthly income of £750 are eligible.

What is the procedure for obtaining a Little Loans loan?

Little Loans works by finding loans for all types of customers. It offers loans to individuals with excellent credit as well as those with less-than-perfect credit. In other words, a loan is available for everyone.

Little Loans has a plethora of intriguing and exciting bundles. It stands out from the crowd in a variety of ways. One example is its timely and efficient loan repayment to debtors.

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In order to please everyone, Little Loans simply matches applicants with real and trustworthy lenders from its network of partners. This makes it easy to tailor each customer’s situation, and it allows clients to receive their loans in a timely and efficient manner.

Applying for a loan with Little Loans is simple and quick. The application form is completed in less than 5 minutes, and clients frequently receive an instant judgement on their application.

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Fees Applicants are not obliged to pay any upfront fees or provide money in exchange for a loan. However, it is recommended that applicants pay off their loans on promptly to avoid extra penalties from lenders.

Before applying for a loan, candidates must meet the eligibility requirements. Some of these requirements stipulate that applicants must have a consistent source of income that is paid into their bank account. In addition, applicants’ bank accounts should be linked to a debit card. Applicants must be over the age of 18 and a resident of the United Kingdom at the time of application.

The entire procedure is quick and simple. All applicants need to do is provide their precise information, and Little Loans will search the market for the finest lender to meet their needs. Most of its third-party lenders provide cash the same day, and others will deposit funds immediately into your bank account within 10 minutes. This, however, is heavily dependent on the bank’s clearance time.

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What types of loans does Little Loans provide?

Little Loan specialises in several kinds of short-term loans. Its loans range from 3 to 36 months in length, depending on the type and amount of loan. However, these loans typically have exorbitant interest rates.

Among their loan products are:

  • Loans for people with bad credit
    Loans for the short term
    Loans for debt consolidation
    Loans for individuals
    Account Creation and Borrowing Procedure for Small Loans
    Little Loans’ user-friendly interface makes it simple to begin and complete the borrowing procedure.

1. Go to the official Little Loans website,
A brief visit to reveals a visually appealing and user-friendly design. Answering a few questions allows applicants to determine whether they are eligible for the type of loan they need. When an applicant meets the eligibility requirements, he or she is promptly connected to a lender.

2. Give us your basic details.
Tell us about yourself section of the loan application process for small loans
To obtain a personalised estimate from the webpage, applicants must enter basic information such as loan amount and term, contact information, employment status, monthly expenditure, and bank information.

3. After filling out the form, the applicant should press the “Get my personalised quote” button.
They will be connected to eligible lenders in a matter of minutes. Applicants will find the interest rate, loan period, and total monthly payment at the bottom of the lenders’ page. Furthermore, candidates can read reviews from other borrowers about the lenders they are about to join.

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4. Accept the terms and conditions of the lender.
Applicants should scroll down and click on “next” after clicking on the agreement box at the bottom of the lenders’ page. This takes you to the page where you must accept and sign the agreement.

If an applicant does not like the comments on the lenders’ page, the process described above must be repeated to find another lender. If the application is approved, the requested amount will be processed and deposited straight into the applicant’s bank account.

It is critical to exercise caution while signing up for these items. This is because you can wind up owing two to three times the amount borrowed on longer-term loans, and many people struggle to repay short-term loans without reborrowing.

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Little Loans Loan Eligibility Criteria

Some of the prerequisites to be qualified for a loan on Little Loans are listed below.

  • The applicant must be a British citizen or resident.
    To be eligible for a loan, prospective candidates must be at least 18 years old and have a functional bank account.
    Maintain consistent employment
    Have a steady source of income
    Have a checking account and a debit card
    Have your pay deposited into your bank account.
    Borrowers Must Provide Information in Order to Receive Small Loans

To complete all of Little Loan’s requirements, applicants must furnish the following information:

  • Name
    The birthdate
    The email address
    Contact information
    Borrowing amount (£100-£5000)
    Requested Term (3 – 36 months)
    Loan purpose Employment status Income details
    Bank account information and frequency of payment

What are the Little Loans loan interest rates?

Little Loans collaborates with a wide selection of lenders. This assists customers in a variety of situations in finding a loan. As a result, because Little Loans is a credit broker rather than a lender, obtaining specific APRs may be problematic.

Little Loans, on the other hand, claims that its prime lenders have APRs as low as 9.3% and as high as 49.9%, depending on the lender and other parameters such as bad credit rating, type of loan, and loan duration.

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Is Little Loans App Legit or Scam?

Little Loans App is Legit and not a Scam. However, it is important to see the pros and cons before you decide to take a loan.

Customer Service at Little Loans

Little Loans has a 4.8-star rating on “Feefo” because to its fantastic support crew. It features one of the industry’s quickest and most efficient support teams.

Feefo reviews suggest that clients are praising the assistance personnel. They provide timely and effective service. Little Loans has a high percentage of satisfied customers due to its outstanding service and nice employees.

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However, before joining up, you should inquire about your lender’s customer service.

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Is borrowing from Little Loans risky?

Little Loans provides its customers with a safe website. In accordance with GDPR 2016, all information given by applicants is stored.

However, because Little Loans connects applicants to third-party lenders, applicants must read each lender’s privacy policy to learn how they may use their personal information.


Little Loans is one of the industry’s fastest-growing credit brokers. It has a dependable and effective collaboration with the UK’s largest lenders. This offers it a competitive advantage over other credit brokers.

Furthermore, Little Loans has a wide client base. Over 2,000 people receive loans from Little Loans on a daily basis. This is why it is one of the most well-known brands in the United Kingdom.

Overall, Little Loans is one of the most secure, quick, and dependable credit brokers for various forms of loans.

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How can I apply for a loan from Little Loans?

Once you’ve decided how much you want to borrow, fill out the online application form. Little Loans will then look for a lender who meets your criteria. Accept all of the lender’s terms and agreements, and payments will be processed and paid into your bank account if your application is approved.

What is the borrowing period?

You can borrow money for a period of 3 to 36 months. However, this is dependent on the loan amount and period. Furthermore, loans are often limited to £100 to £5,000 in value.

When will I get my money?

Payments will be sent into your bank account in as little as 10 minutes after your application is approved. However, certain lenders may charge an additional fee for this service.

How do I file a complaint?

Applicants or customers who are experiencing difficulties and wish to file a formal complaint may do so by contacting customer service and writing to Little Loans, Steam Mill Business Centre, Steam Mill Lane Chester CH5 3AN, or by emailing [email protected].

What if the repayment is delayed?

Before asking for loans, applicants must demonstrate that they have a regular paying employment and that they can repay the loan on the agreed-upon date. Failure to repay on time may result in greater charges or interest rates. However, if you believe you may be unable to repay the loan, you should contact the lender right once so they can explore how they may help you.

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Which countries are eligible for Little Loans loans?

Little Loans provides services throughout the United Kingdom.


About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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