Top 10 Best Mobile Banking Apps in Kenya 2023

Mobile banking has become increasingly popular in Kenya over the past few years. With the rise of smartphones and mobile internet, banking apps have become an important way to manage money, pay fees, send money to other people, and do a lot more.

In this piece, we’ll look at a list of the best mobile banking apps in Kenya. Kenya is known all over the world for its mobile money services. So, it makes sense that it has the safest money apps in Africa.

A mobile banking app is a tool that financial institutions like banks and cooperatives offer to their customers. As a result, customers do not have to suffer long queues to make transactions.

You can pay your rent, power bill, school fees, mortgage, and other bills from the comfort of your own home or at work.

List of Kenyan mobile banking apps

Now that we know how easy it is to get your bank’s app on your phone, let’s take a look at some of the banks that offer these services.

What is the best app for paying on your phone?

Here are 2020’s best smartphone banking apps.

Stanbic Bank

Through its Mobile bank Application, Stanbic Bank Kenya gives its people a safe and easy way to bank. Also, in Kenya, the Stanbic smartphone banking app is one of the best.

All of your purchases are listed on your app’s Menu, and you only need to click a few buttons to finish.

Also, you can easily keep track of your spending with this app. You can get accounts about how you’ve been spending your money whenever you want through the Stanbic mobile app.

It’s easy to get this money app for your phone. Just go to Playstore or Appstore, based on the type of phone you have.

KCB Bank (KCB Mobi APP)

Kenya Commercial Bank, which is what KCB Bank is called in full, is known for giving its customers new and useful goods. The app for this bank’s mobile banking is called KCB Mobi Bank in the country where it is used.

The KCB Mobi Bank has all the features that other mobile banking apps don’t have. You can move money quickly from your KCB Bank account to your M-Pesa account, for example.

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This is the right Mobile Banking App for you if, like me, you are in many Chamas. You don’t have to pay fines just because you couldn’t make payments at the bank.

Both the App Store and the Google Play Store make it easy to get the KCB Mobi Bank App. Follow the steps here to figure out how to use this app.

Family Bank (Pesa Pap)

In many ways, Family Bank stays true to its goal of being there for its customers every step of the way. One of these ways is by using its Mobile Banking app.

Family bank has an app for mobile banking called Pesa pap! With Pepa Pap, you only have to tap a few buttons to handle your money. Also, this app can be used to apply for a pay advance and get it.

Pesa Pap App also gives other services, such as money transfers through Mpesa and Airtel.

The bank Equity (Eazzy Banking APP)

Mobile Banking is another service that Equity Bank offers to its customers. It is one of the best payment apps for mobile phones in Kenya. This is one of the oldest banks that has started using technology.

Equity Bank’s Mobile Banking App is called “Eazzy Banking App.” This app lets you do things like move money, deposit checks, and set up payments.

You can get and download the Equity Banking App from the Google Play Store and the Apple Store.

The Co-op Bank (Mco-op Cash)

This change has also affected Cooperative Bank Kenya. Mco-p cash is the mobile money app for Cooperative Banks.

With this smartphone banking app, you can borrow money and do other important things, like pay for services and bills. You can get this app from the Google Play Store and the App Store, but you can also call *667# and get help.


Mobile banking from ABSA Bank (Barclay bank) is safe and easy for its customers. It keeps them from being able to bank on their phone whenever and however they want.

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When you’re ready, get this mobile app from the Google Play Store or the App Store.

Eco Bank Kenya

Eco Bank has more services than any other bank in East Africa. It has a smartphone banking app that people from Kenya, Tanzania, Uganda, and Rwanda can use.

You can send money, pay bills, shop online, and link your Visa from any other bank with Ecobank mobile banking.

This app has the most features of all the top Mobile Banking Apps in Kenya.

It might interest you to read: Stanbic Bank Kenya Internet Banking Registration, Account Opening, Download App

NIC Bank (NIC Now App)

NIC Bank’s mobile banking app is called the NIC NOW App. This app keeps getting more and more popular as more and more people download it every day.

Customers can do things like check their account balances and open new accounts online.

This top mobile banking app can be found in both the Google Play Store and the Apple App Store.

I&M Bank

Another big bank in Kenya that has a mobile banking app is I&M Bank. Users can send money, pay bills, buy airtime, apply for loans, and open bank accounts using the app. The I&M Bank smartphone app is known for being easy to use and having strong security features.

SMB Bank

The SMB Bank app for smartphone banking is called Mfukoni. You can pay your bills and get free credit.

By downloading and putting this app on your phone, you can avoid having to wait in line.

Kenyan banking apps for mobile phones

Mobile banking for money has turned out to be very useful. But it is important to make sure that the application is safe.


In Kenya, smartphone banking apps have become an important part of managing money. They make it easy for people to use banking services like sending money, paying bills, and buying airtime. Also, these apps are known for having easy-to-use interfaces and strong security features, which makes them a safe and convenient way to handle money.


It might interest you to read: How To Easily Register & Activate NCBA Kenya Online Banking


Which bank mobile app is best?

There are many bank mobile apps available, and the best one for you will depend on your personal preferences and the features that you require. Some popular bank mobile apps include Chase Mobile, Bank of America Mobile Banking, and Wells Fargo Mobile. It is recommended to research and compare different bank mobile apps to determine which one is the best fit for you.

Which app is best to save money in Kenya?

There are several mobile apps available in Kenya that are designed to help you save money. Some popular options include M-Pesa, Tala, and Branch. These apps allow you to set savings goals, track your spending, and make payments easily. It is recommended to research and compare different savings apps to determine which one is the best fit for your needs.

How many people use mobile banking in Kenya?

According to a report by the Communications Authority of Kenya, as of 2021, there were over 54 million active mobile money subscriptions in Kenya. This includes both mobile banking and mobile money transfer services. The widespread use of mobile banking in Kenya is largely due to the popularity of the M-Pesa platform, which was launched in 2007.

How to use KCB mobile banking?

To use KCB mobile banking, you will need to download the KCB mobile app from the Google Play Store or the App Store. Once you have installed the app, you can register for KCB mobile banking by following the instructions provided. You will need to provide your KCB account number and your mobile phone number to complete the registration process. Once you are registered, you can use the KCB mobile app to check your account balance, transfer money, pay bills, and perform other banking transactions.

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About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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