There are a lot of loan applications in Nigeria, and most of them offer a quick and hassle-free access to loans without the requirement of an ATM card. These loan applications have gained popularity among Nigerians due to the simplicity of their application process, the speed with which they are approved, and the speed with which they distribute the funds.
Are you searching for loan apps in Nigeria that do not require an ATM card? People have complained that the loan apps they downloaded took money out of their accounts using the information of their ATM cards that they provided when they registered for the app.
Since it is now required by some loan applications for you to verify the information on your debit card before you can move forward with a loan request, this has evolved into a source of concern for borrowers.
Because of this, a lot of people have made the decision to search for alternative loan apps that don’t require a debit card in order to avoid having their accounts debited without their permission. This kind of behavior is typically caused by some fake loan applications that have the ability to do anything within their own power to reclaim a loan amount.
Loan Apps in Nigeria 2023
In this piece, we will go over some of the most popular lending apps in Nigeria, which are able to provide borrowers with loans even in the absence of an ATM card.
1. Carbon Loan
Carbon, formerly known as Paylater, is a market-leading provider of digital financial services in Nigeria. The company’s primary focus is on the provision of short-term loans to individuals and small enterprises. The application procedure is brisk and uncomplicated, and if approved, you could receive up to N500,000 in a matter of minutes.
The application process for a loan through Carbon does not require you to have an ATM card, and you have the option of repaying your debt through bank transfer, USSD code, or debit card.
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2. Branch Loan
Branch is a well-known loan program in Nigeria that does not require its users to have an ATM card in order to obtain a loan. You can get a loan from Branch with a maximum value of N200,000, and the application procedure is brisk and uncomplicated.
In order to qualify for a loan with Branch, you will be required to provide information about your bank account, as well as your BVN and other personal information. The bank transfer, the USSD number, or the debit card can be used to make the repayment.
3. FairMoney
Another program that provides loans without requiring an ATM card is called FairMoney, and it’s called that because it’s called FairMoney. The application procedure for a loan through FairMoney is brisk and uncomplicated, and the maximum loan amount that can be obtained is N500,000.
When you register for a loan through FairMoney, in addition to your personal information and banking information, you will be required to provide information regarding your employment. Either a bank transfer or a debit card can be used to make the repayment.
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4. Kiakia Loan
KiaKia is a digital lending platform that provides loans to individuals and small enterprises in Nigeria. The loans can be used for a variety of purposes. The application procedure for a loan through KiaKia is brisk and uncomplicated, and the maximum loan amount that can be obtained is N200,000.
In order to qualify for a loan through KiaKia, you will be required to provide information regarding both your employment and your personal life. Either a bank transfer or a debit card can be used to make the repayment.
5. QuickCheck Loan
Loans can be obtained through the QuickCheck program, which does not require the use of a debit or credit card. Loans of up to N200,000 can be obtained through the use of QuickCheck, and the application procedure is brisk and uncomplicated.
When you register for a loan through QuickCheck, you will be required to give personal information as well as information regarding your employment. Either a bank transfer or a debit card can be used to make the repayment.
In summary, there are numerous loan applications in Nigeria that provide monetary assistance to borrowers without the requirement of presenting an ATM card. These loan applications have gained popularity among Nigerians due to the simplicity of their application process, the speed with which they are approved, and the speed with which they distribute the funds.
READ ALSO: C24 Loan Interest Rate, Review, Login, App Download, Customer Care Number,
If you are in need of a loan, you may want to consider downloading one of the loan applications that are discussed in this article so that you can obtain a loan in a quick and convenient manner even if you do not have an ATM card. Before selecting a loan app, it is important to make sure that you are getting the best possible deal by comparing the interest rates as well as the conditions of the repayment.
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