How To Effectively Use Opay App, Login, Transfer, Merchant, Rider

You may be seeing or hearing the name Opay, but you don’t know anything about them, particularly how they operate. However, this page contains all the information you need about Opay.

Some Nigerians who are savvy enough to understand what Opay is all about have been taking advantage of their services for quite some time, and now it’s your turn to join the moving train; after all, who wouldn’t want to live an uncomplicated life?

If you’re new to Opay, you might be wondering how to use the app effectively. Opay is an all-in-one payment and transportation app that allows you to pay bills, transfer money, and hail a ride. However, navigating the app can be confusing, especially if you’re not familiar with its features. In this article, I’ll share some tips on how to use Opay app, login, transfer, merchant, and rider effectively.

To start, let’s talk about how to download and install the app. Opay app is available on both Android and iOS devices. You can download it from the Google Play Store or Apple App Store. Once you’ve downloaded the app, you’ll need to create an account. This involves providing your phone number, email address, and other personal information. After creating an account, you can start using the app to make payments, transfer money, and hail a ride.

Getting Started with Opay App

If you’re new to Opay, this section will guide you through the basics of using the app. Opay is a mobile payment platform that allows you to make transactions such as money transfers, bill payments, and mobile recharges, among others.

What is Opay and who is its owner?

Opera, a Norwegian browser company, created OPay, a platform designed to make online payment more secure and convenient, as well as other outstanding services, such as OFood, which enables you to order food from your favourite restaurants through your mobile phone without leaving your office or other place of business. I’ll explain more about ORide later in this essay. They also offer ORide, which is designed to facilitate your travel while providing the highest level of security and comfort.

What Opay can be used for

Opay is a mobile wallet created by Opera and designed for Android devices. Its primary purpose is to make your life easier and more convenient with the touch of a button on your smartphone.

Bicycle hailing (ORide): With Opay, you’ll never miss another appointment; hail a bike and pay instantaneously from your OPay account. Install the Opay mobile app and take control of the world, as they have hundreds of thousands of riders in all main states awaiting you.

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Send and request money: You do not need to install specific applications on your phone because the Opay app handles many things, including sending and requesting money from the app. To send or request money for free, simply select a contact from your phone’s address book or enter a phone number.

Due to the fact that you will be making a payment with Opay, it is necessary to have some currency in your wallet. Thanks to multiple funding options, you can fund your account from your bank app or by debit adding your cards.

Mobile data: You can purchase airtime and data through the Opay mobile app, whether you are purchasing for yourself or for a family member. Using the OPay app can make the process simpler.

Subscribe to cable TV: There is no need to search for a place to purchase Cable TV subscription cards or someone who can assist you with paying for your GOtv, Dstv, or Startimes. The only thing you require is the Opay mobile app; the remainder is history. In addition, the most essential aspect of Opay is that it does not charge a convenience fee. Opay, on the other hand, is not limited to cable TV subscriptions; it also enables you to pay your prepaid electricity account without incurring a convenience fee.

 

Order food: Are you too occupied to get food? Then, let the food come to you, as OFood, an additional product of Opay, has made it possible to order food from your city’s favourite and finest restaurants.

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How to Use Opay App

First, download the Opay app from your app store and create an account. Once you have set up your account, you can start using the app to make payments, transfer money, and more.

To make a payment, select the “Pay” option from the app’s home screen. Enter the recipient’s phone number or scan their QR code, then enter the amount you want to pay. Finally, confirm the payment and enter your PIN to complete the transaction.

To transfer money to another Opay user, select the “Transfer” option from the home screen. Enter the recipient’s phone number and the amount you want to transfer. Confirm the transaction and enter your PIN to complete the transfer.

How to Use Opay Business App

If you’re a business owner, you can use the Opay Business app to accept payments from customers. To get started, download the Opay Business app and sign up for an account. Once you have set up your account, you can start accepting payments from customers using the app.

To accept a payment, select the “Receive” option from the app’s home screen. Enter the amount you want to receive and generate a QR code. The customer can then scan the QR code using their Opay app to complete the payment.

How to Use Face ID on Opay App

If your phone supports Face ID, you can use it to log in to your Opay app instead of entering your PIN. To enable Face ID, go to the app’s settings and select “Face ID.” Follow the prompts to set up Face ID, then use it to log in to your Opay app.

How to Use My Opay App

My Opay is a feature in the Opay app that allows you to view your transaction history, check your balance, and manage your account settings. To access My Opay, select the “Me” option from the app’s home screen. From there, you can view your transaction history, check your balance, and manage your account settings.

How to Use Opay Without App

If you don’t have the Opay app, you can still use Opay to make payments and transfer money. Simply dial *955# from your mobile phone and follow the prompts to make a payment or transfer money. Note that some features, such as bill payments and mobile recharges, are only available through the Opay app.

How to begin as an Opay user

To use Opay services, you must have an Android phone and then download the Opay store from the Google Play Store. Through the application, you can order food, hail a bike through ORide, transmit and receive money, and pay your bills.

Here you can download Opay.

How to Become an Opay Rider

Do you want to earn money as a passenger through a partnership with Opay? It’s easy; all you need to do is register as one of their passengers. They use Bicycles, Buses, and Kekes, but it depends on the state you live in; in Lagos, most Opay riders use bicycles, whereas in Asaba Delta state, they use Kekes.

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Requirements

By calling 0905 755 9870 or emailing [email protected], you can receive first-hand information on how to become a rider with Opay.

My acquaintance joined them in Asaba, Delta State, and according to what he told me, he received a N50,000 Android smartphone that was customised for the job. On the phone, they have an advanced map and the Opay riders app, which will be used to connect riders with people in need of a transport, with the app guiding the rider on the location and route to take.

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Furthermore, you only pay 5% of your earnings to the company, leaving you with 95% of your earnings after paying for the phone.

In Asaba, you must own a Keke to join as a driver, but I’m not sure about other states. If you’re intrigued, your best bet is to visit one of their offices or give them a call.

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What you can do with OPay business app

Opay business app is an all in one app for business success, you can:

  1. Use Multi-channel payment
  2. Create sub-accounts
  3. Auto-Split your funds across transaction
  4. All You Need to Keep Customers Loyal
  5. Create your Product Inventory
  6. Create and manage multiple stores on one App
  7. Download your statement
  8. Carry out Bank Transfer to all Nigerian banks
  9. Buy Airtime, Data and Pay bill
  10. Add and manage your team members
  11. Generate report that gives you insight to your business
  12. Make A Poster In One Minute & For Free
  13. Build Your Web Store & Sell Online
  14. Dont Enter Manually, Scan Barcodes
  15. View Your Business Performance at A Glance

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How to download OPay business app for Android and iOS

Opay business app is available on app store on iOS and Android.

  1. Using your web browser, navigate to www.opayweb.com.
  2. Click on any of the application stores that correspond to the device you are using from the options and recommendations.
  3. Navigate to your phone’s app store and download the Opay app.
  4. Install the app and get set to talk with your friends and family in it, as well as send money to them with discounts and no fees.

The steps above is applicable to android and iOS.

How to download OPay app for Android and iOS

Opay business app is available on app store on iOS and Android.

  1. Using your web browser, navigate to www.opayweb.com.
  2. Click on any of the application stores that correspond to the device you are using from the options and recommendations.
  3. Navigate to your phone’s app store and download the Opay app.
  4. Install the app and get set to talk with your friends and family in it, as well as send money to them with discounts and no fees.

How to open OPay account/sign up/registration

To OPay account, register or sign up, follow the steps below:

  1. First move to your phone app store
  2. On the search bar, type”OPay” and click on search.
  3. Now download and install OPay
  4. Provide the information needed to register or sign up.

How to check/get OPay account number

How to check or get your OPay account number? It’s pretty simple to get your OPay account number, all you have to do is download OPay app and sign up, the phone number you provided during registration is your OPay account number. At these point, you have to remove the first digit on your phone number.

For instance, if your phone number is 08088752067, remove the first zero and you have 8088752067 a proper 10 digit account number.

How to login to OPay, steps to step guide

Opay login with email and number

  • Open your OPay app
  • Fill in your login credentials
  • Enter your password
  • Press login to login to your dashboard.

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OPay login with phone number in Nigeria

You are required to login to your OPay account using phone number when you forget your login credentials, click on forgotten password to proceed.

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How to unlock my OPay account

Follow the steps below to unblock or unlock your OPay account:

  1. Verify your email address and phone number to complete your account registration.
  2. Enter your BVN and link it to your OPay account.
  3. Complete your KYC (Know Your Customer) process. The Central Bank of Nigeria has established KYC levels to prevent identity theft and financial fraud. Opay offers up to four levels of KYC, including agent level.
  4. Contact OPay via their customer service number, email address, or social mediasites.

How much can OPay account receive?

The basic transaction limit on OPay is NGN 50,000 before you are requested to provide further details.

As for how much your OPay account can receive, there seems to be no limitation.

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How much can you transfer on OPay?

You can transfer up to two million naira to your OPay account/wallet at once using your bank app.

Can OPay account receive money from abroad?

Opay is doing anything possible to ensure smooth payment, to answer the question, yes you can receive money from abroad to your OPay Wallet.

Can you use OPay without a bank account?

If you don’t have a bank account, don’t panic you can still use opay. To fund your account if you don’t have a bank account, you’ll need to use an OPay agent. You hand over cash and your OPay number, and they deposit the electronic value in your OPay wallet.

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Which bank does OPay use?

GTBank, First Bank, Access Bank, Zenith Bank, UBA, Stanbic IBTC, Diamond Bank, Wema Bank, Sterling Bank, FCMB, Union Bank, and Heritage Bank are among the banks that now support direct transfers to OPay.

How much can OPay account hold without BVN?

The basic transaction limit on OPay is NGN 50,000 before you are requested to provide your BVN.

How to become an OPay Merchant

You have the power and control as an OPay Merchant to generate as much money as you want while offering financial services and helping your business develop. Get a free POS and start growing your company. In Nigeria, Opay has the lowest fees.

How to get started

  1. Download the OPay app from the Google playstore or Apple app store.
  2. During sign up, provide all the required information for approval.
  3. Earn commissions for transactions you make on the OPay merchant app.

How do I set up an OPay merchant account

It’s quite simple! Download OPay from Google Play. Then, to register your account, simply follow the on-screen instructions.Send an email to [email protected] after you’ve set up your account, asking an OPay merchant registration form.

Qualifications/ requirements for OPay merchant registration

  • Your Bank’s Verification Code (BVN).
  • As verification of your address, provide a utility or other bill dated no more than three months prior to merchant registration.
  • A copy of your national identification card, driver’s license, or international passport.
  • 1 passport photograph
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After registration, Begin sending and receiving money. To complete a transaction, you only need the phone number of another OPay user. Your consumers can also make payments to you.

You can receive and send up to 5 million Naira daily as an OPay merchant.

Transferring Money with Opay App

As an Opay user, I find it very convenient to transfer money using the app. Here are some things to keep in mind when transferring money using the Opay app:

How to Use Opay App to Transfer Money

To transfer money using the Opay app, you need to follow these steps:

  1. Open the Opay app and log in.
  2. Click on the “Money” icon on the home screen.
  3. Select “Transfer” and enter the recipient’s phone number.
  4. Enter the amount you want to transfer and click “Next.”
  5. Confirm the details and click “Transfer.”

Opay Transfer Code

Opay transfer code is a unique code that is generated when you transfer money using the app. This code is important as it serves as proof of your transaction.

Opay Transfer Limit

Opay has a daily transfer limit of N200,000 for unverified users and N1,000,000 for verified users.

Opay Transfer Receipt

After transferring money using the Opay app, you will receive a transfer receipt that contains details such as the transfer amount, recipient’s phone number, and transfer code.

Opay Transfer Charges

Opay charges a fee of 1% for transfers to other Opay users and 1.5% for transfers to non-Opay users.

Opay Transfer USSD Code

Opay also provides a USSD code for transferring money. To use this service, dial *955# and follow the prompts.

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Opay Transfer Successful

When your transfer is successful, you will receive a notification from Opay confirming the transaction.

Opay Transfer Issues

If you encounter any issues while transferring money using the Opay app, you can contact Opay customer support for assistance.

Opay Transfer Screenshot

It is important to take a screenshot of your transfer details for future reference.

Opay Transfer Problem

If you encounter any problems while transferring money using the Opay app, you can try restarting the app or contacting Opay customer support for assistance.

USSD Code for Opay Transfer

Opay provides a USSD code for transferring money. To use this service, dial *955# and follow the prompts.

How to Create Opay Transfer PIN

To create an Opay transfer PIN, follow these steps:

  1. Open the Opay app and log in.
  2. Click on the “Profile” icon on the home screen.
  3. Select “Security” and click on “Create PIN.”
  4. Enter your desired PIN and click “Save.”

How to Get My Opay Transfer PIN

If you forget your Opay transfer PIN, you can reset it by clicking on “Forgot PIN” on the app’s login page.

USSD for Opay Transfer

Opay provides a USSD code for transferring money. To use this service, dial *955# and follow the prompts.

How to Get Opay Transfer PIN

If you forget your Opay transfer PIN, you can reset it by clicking on “Forgot PIN” on the app’s login page.

Kuda to Opay Transfer

Opay allows users to transfer money from Kuda Bank to Opay. To do this, you need to link your Kuda account to your Opay account.

Fake Opay Transfer

It is important to be careful when transferring money using the Opay app to avoid falling victim to fake Opay transfers.

How Long Does Opay Transfer Take

Opay transfers are usually instant, but in some cases, it may take up to 24 hours for the transfer to be completed.

Is Opay Transfer Free

Opay charges a fee of 1% for transfers to other Opay users and 1.5% for transfers to non-Opay users.

How to Do Fake Opay Transfer

It is important to note that fake Opay transfers are illegal and can result in serious consequences.

Opay USSD Transfer Code

Opay provides a USSD code for transferring money. To use this service, dial *955# and follow the prompts.

Opay Fake Transfer

It is important to be careful when transferring money using the Opay app to avoid falling victim to fake Opay transfers.

Opay Daily Transfer Limit

Opay has a daily transfer limit of N200,000 for unverified users and N1,000,000 for verified users.

Opay Fake Transfer Code

It is important to be careful when transferring money using the Opay app to avoid falling victim to fake Opay transfers.

Opay Bank Transfer Code

Opay provides a bank transfer code for transferring money to bank accounts. To use this service, click on “Bank Transfer” on the app’s home screen and follow the prompts.

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FAQs

  • What is the Opay transfer code?

The Opay transfer code is 2222. You can use this code to initiate an Opay transfer by dialing it on your phone and following the prompts.

  • How do I initiate an Opay transfer?

There are a few ways to initiate an Opay transfer. You can use the Opay app, the Opay website, or the Opay USSD code.

To initiate an Opay transfer using the app, open the app and tap on the “Transfer” tab. Then, enter the phone number or email address of the person you want to send money to, enter the amount you want to send, and tap on “Send”.

To initiate an Opay transfer using the website, go to the Opay website and sign in to your account. Then, click on the “Transfer” tab and follow the instructions.

To initiate an Opay transfer using the USSD code, dial 2222 on your phone and follow the prompts.

  • What is the transfer limit for Opay?

The transfer limit for Opay varies depending on the type of account you have. For a standard account, the transfer limit is N50,000 per day. For a premium account, the transfer limit is N100,000 per day.

  • How can I view my Opay transfer receipt?

Once you have completed an Opay transfer, you will receive a receipt via SMS. You can also view your transfer receipts by logging into your Opay account and clicking on the “Transaction History” tab.

  • What are the charges for Opay transfers?

There are no charges for Opay transfers within Nigeria. However, there are charges for international transfers. The charges for international transfers vary depending on the country you are transferring money to.

  • What is the USSD code for Opay transfer?

The USSD code for Opay transfer is 2222. You can use this code to initiate an Opay transfer by dialing it on your phone and following the prompts.

  • How do I know if my Opay transfer was successful?

You will receive a confirmation message once your Opay transfer has been successful. The confirmation message will include the amount of money you transferred, the recipient’s name, and the transaction ID.

  • What should I do if I encounter issues with an Opay transfer?

If you encounter issues with an Opay transfer, you can contact Opay customer support. You can contact Opay customer support by phone, email, or chat.

  • Can I take a screenshot of my Opay transfer transaction?
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Yes, you can take a screenshot of your Opay transfer transaction. This can be useful for your records or for disputing a transaction if necessary.

  • What should I do if I experience a problem during an Opay transfer?

If you experience a problem during an Opay transfer, you should contact Opay customer support immediately. Opay customer support can help you troubleshoot the problem and resolve it as quickly as possible.

  • How can I use USSD code for Opay transfer?

To use the USSD code for Opay transfer, dial 2222 on your phone and follow the prompts. You will be asked to enter your Opay PIN, the amount of money you want to transfer, and the recipient’s phone number or email address.

  • How do I create an Opay transfer pin?

To create an Opay transfer pin, open the Opay app and tap on the “Profile” tab. Then, tap on “Security” and tap on “Create Transfer Pin”. Enter a six-digit pin and confirm it.

  • How can I retrieve my Opay transfer pin?

If you forget your Opay transfer pin, you can reset it by following these steps:

  1. Open the Opay app and tap on the “Profile” tab.
  2. Tap on “Security” and tap on “Forgot Transfer Pin?”.
  3. Enter your phone number or email address and tap on “Submit”.
  4. Opay will send you a link to reset your pin.
  5. Click on the link and enter a new six-digit pin.
  6. Confirm your new pin and you’re done.
  • Is there a specific USSD code for Opay transfer?

Yes, there is a specific USSD code for Opay transfer. The code is 2222. You can use this code to initiate an Opay transfer by dialing it on

  • How can I obtain my Opay transfer pin?

To obtain your Opay transfer pin, you can do the following:

  1. Open the Opay app and tap on the “Profile” tab.
  2. Tap on “Security” and tap on “Transfer Pin”.
  3. Your transfer pin will be displayed.
  • Can I transfer money from Kuda to Opay?

Yes, you can transfer money from Kuda to Opay. To do this, follow these steps:

  1. Open the Kuda app and tap on the “Send” tab.
  2. Enter the recipient’s phone number or email address.
  3. Enter the amount of money you want to send.
  4. Select “Opay” as the payment method.
  5. Enter your Opay PIN and tap on “Send”.
  • What should I do if I receive a fake Opay transfer?

If you receive a fake Opay transfer, you should not accept it. Fake Opay transfers are often used to scam people. If you are unsure whether a transfer is real, you can contact Opay customer support.

  • How long does it take for an Opay transfer to be completed?

Opay transfers are usually completed within minutes. However, there may be some delays during peak times.

  • Are there any fees for Opay transfers?

There are no fees for Opay transfers within Nigeria. However, there are fees for international transfers. The fees for international transfers vary depending on the country you are transferring money to.

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  • Is it possible to fake an Opay transfer?

Yes, it is possible to fake an Opay transfer. However, it is important to be aware of the signs of a fake transfer. Some signs of a fake transfer include:

Code snippet
* The transfer is for an unusually large amount of money.
* The transfer is from an unknown sender.
* The transfer is sent from a different country.
* The transfer is sent using a different currency.

If you receive a transfer that you think is fake, you should not accept it. You should contact Opay customer support and report the transfer.

  • What is the USSD transfer code for Opay?

The USSD transfer code for Opay is 2222. You can use this code to initiate an Opay transfer by dialing it on your phone and following the prompts.

  • How can I detect a fake Opay transfer?

There are a few things you can look for to detect a fake Opay transfer. These include:

Code snippet
* The transfer is for an unusually large amount of money.
* The transfer is from an unknown sender.
* The transfer is sent from a different country.
* The transfer is sent using a different currency.
* The transfer message is poorly written or contains grammatical errors.
* The transfer message asks you to click on a link or provide personal information.

If you see any of these signs, it is likely that the transfer is fake. You should not accept the transfer and you should contact Opay customer support.

  • What is the daily transfer limit for Opay?

The daily transfer limit for Opay varies depending on the type of account you have. For a standard account, the daily transfer limit is N50,000. For a premium account, the daily transfer limit is N100,000.

  • Is there a specific code for a fake Opay transfer?

There is no specific code for a fake Opay transfer. However, fake transfers often use a different code than the official Opay transfer code. If you receive a transfer from an unknown sender and the code is different from the official Opay transfer code, it is likely that the transfer is fake.

  • How do I perform a bank transfer using Opay?

To perform a bank transfer using Opay, follow these steps:

  1. Open the Opay app and tap on the “Bank Transfer” tab.
  2. Enter the recipient’s bank account number.
  3. Enter the amount of money you want to transfer.
  4. Enter your Opay PIN and tap on “Transfer”.
  • Can I transfer money using Opay?

Yes, you can transfer money using Opay. You can transfer money to other Opay users, to bank accounts, and to mobile money wallets.

  • What is the short code for Opay transfer?

The short code for Opay transfer is 2222. You can use this code to initiate an O.

Opay Money Transfer

To transfer money with Opay App, you need to have sufficient funds in your Opay wallet. Once you have enough funds, follow these steps:

  1. Open the Opay App and log in.
  2. Click on the “Transfer” icon on the home screen.
  3. Enter the recipient’s phone number or select the recipient from your contact list.
  4. Enter the amount you want to transfer.
  5. Click on “Transfer” and confirm the transaction.

Opay Short Code for Transfer

Opay also offers a short code for transferring money. To use the Opay short code, follow these steps:

  1. Dial *955# on your mobile phone.
  2. Select “Transfer” from the options.
  3. Enter the recipient’s phone number or select the recipient from your contact list.
  4. Enter the amount you want to transfer.
  5. Enter your Opay PIN to confirm the transaction.

Opay Fake Transfer App

Opay does not have a fake transfer app. Any app claiming to be an Opay fake transfer app is a scam and should be avoided.

Opay Pending Transfer

If your Opay transfer is pending, it means that the transaction is being processed. The transfer will be completed once it has been processed.

Opay Free Transfer

Opay offers free transfers to other Opay users. However, transfers to non-Opay users may attract a fee.

In conclusion, transferring money with Opay App is a simple and convenient process. With the various transfer options available, you can choose the one that best suits your needs.

About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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