How To Get Fido Loan Without The App

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Fido Money Lending Limited is a financial technology company in Ghana that provides quick and easy loans to individuals and small enterprises. Although the Fido app offers a convenient method to access loans, it is possible to obtain a Fido loan without the app.

Mobile Networks with their mobile money services have played a significant role in Ghana’s FinTech industry by providing immediate mobile money loans to qualified average Ghanaians.


In Ghana, the introduction of mobile money services and the improvement of security and cybercrime checks have made it possible for many companies to provide immediate loans without requiring collateral.

About FIDO Cash Advance Limited.

FIDO Money Lending Limited (FIDO) is an Accra-based financial institution authorized by Bank of Ghana.

At FIDO Money Lending Limited, the financial institution offers its consumers FIDO Loans, which are quick and simple short-term loans.

In Ghana, in addition to MTN Mobile Money, which only requires your mobile money wallet to provide loans, FIDO Loan also offers instant mobile money loans to its consumers.

Get Loan Without App

In this article, we will discuss how to get a Fido loan without the app.

Step 1: Contact the Fido Short Code

The first step to obtaining a Fido loan without the app is to dial their short code – 7111# on your mobile phone.

Step 2: Request for a Loan

After dialing the short code, you will see a menu with various options. Select the “Loan Request” option.

Step 3: Enter Loan Documents

You will be prompted to input the loan amount you need and the repayment period. Ensure that you provide accurate information, as this will determine the loan amount and repayment period.

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Step 4: Provide Personal Information

You will then be required to provide your personal information, such as your name, address, phone number, and employment information. It will be used to verify your loan application, so make sure you provide accurate details.

Step 5: submit your loan application.

After providing your personal information, verify that the loan details are accurate. If all conditions are met, submit your loan application.

Step 6: Await Approval of the Loan

Fido will evaluate your loan application and let you know whether or not it has been approved. If authorized, the loan will be deposited within a few hours into your mobile money account.

READ ALSO: Easy Steps To Get Fido Loan, App Download, Short Code, Repay


Receive a 200 GHS loan for your first loan

  • Pay on time and increase the loan amount to GHS 600.
  • No security, no guarantors, and no application fees.
  • Credit decisions are made in minutes.
  • Instantaneously receive your funds in your mobile wallet.
  • Before FIDO Money Lending Limited can grant you a loan, you must undergo a one-time verification with your ID (Voter’s ID, Driver’s License, Ghana Card, etc.) and your mobile money wallet.

How to Apply for FIDO Loan in Ghana

  • Download the FIDO application from Google Play.
  • Apply via the app by completing out the loan application.
  • Wait and obtain your money immediately
  • Repay on time to increase the quantity of your subsequent loan by up to GHS 1,000.
  • Please be advised that with FIDO Loan, you may receive up to GHC 200 in funds, and if you repay on time, you may be eligible for a loan of up to GHS 1,000.

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Why You Might Need A Quick Loan

There are numerous reasons why someone might require immediate loans. Some of these expenses include tuition, rent, and business expenses. Depending on your circumstances, an emergency loan could be exactly what you need to get your finances back on track.

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Benefits Of FIDO Loan

  • Quick
  • Simple
  • Secure Anytime, anywhere
  • No Application fees
  • No collateral
  • No guarantors
  • No Wahala

FIDO Loan Eligibility

The FIDO loan is available to salaried, independent, and contract professionals. Before money is disbursed, only a single verification of identification and mobile money account is required. No collateral or guarantors are required.

FIDO Loan Customer Care Number

No. 48 Blohum Road Dzorwulu, Accra, Ghana, Fido Loan Credit Contact Numbers
Within walking distance of Sid Theatre and Medlab, Continue along the road to Dzorwulu (inside) until you reach the T-junction from the Perez Chapel junction.

Email: [email protected]

Telephone: (030) 220-8600 Customer Service: (024) 243-6885


Obtaining a Fido loan without the app is straightforward and convenient. Simply dial their short code and follow the procedures outlined in the preceding section. However, it is essential to remember that you should only borrow what you can afford to repay, and that you should redeem the loan on time to avoid any fees.


About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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