Moneyline Loans: How Long Does It Take? Contact Number, Reviews, Opening Times


In today’s fast-paced world, where financial needs can arise at a moment’s notice, traditional loan processes often prove to be slow and cumbersome. However, emerging lending solutions like Moneyline loans are stepping up to provide much-needed financial relief with their speedy approval and hassle-free application processes.

But the burning question on everyone’s mind is: How long does it really take to obtain a Moneyline loan? Join Moneyline as Moneyline unravel this mystery and shed light on the timeline of securing these loans, ensuring you’re armed with the knowledge you need to make informed financial decisions.

In the realm of personal finance, time is often of the essence. Whether you’re dealing with an unexpected medical expense, an urgent home repair, or simply need some extra cash to bridge the gap between paychecks, waiting weeks for loan approval is hardly an ideal situation. This is where Moneyline loans come into play, promising a swift and streamlined borrowing experience. But let’s delve deeper into the intricacies of this innovative lending solution and find out exactly how long it takes.

Moneyline loans, also known as personal loans, are typically designed for smaller amounts, ranging from a few hundred to a few thousand dollars. These loans are tailored to address immediate financial needs and are often sought by individuals who may not have access to more traditional lending avenues, such as banks or credit unions. With their simplified application processes and faster decision-making, Moneyline loans have quickly gained popularity as a viable solution for those in need.

One of the primary reasons behind the expedited nature of Moneyline loans lies in their online nature. Unlike conventional loans, where physical visits to brick-and-mortar institutions and extensive paperwork are often required, Moneyline loans can be applied for and processed entirely online. This digital advantage eliminates the need for time-consuming face-to-face meetings and allows borrowers to complete their applications from the comfort of their homes or offices.

The actual time it takes to secure a Moneyline loan varies depending on several factors. Firstly, the lending institution you choose will play a crucial role in determining the speed of your loan approval process. Different lenders may have varying policies and internal processes that can affect the timeline. It is always prudent to conduct thorough research and read customer reviews to ensure you choose a reputable and efficient lender.

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Moreover, your own preparedness and attention to detail during the application process can significantly impact the time it takes to get approved. Taking the time to gather the necessary documentation and providing accurate information will expedite the evaluation and verification stages, increasing your chances of a swift loan approval.

While some lenders may promise instant approval for Moneyline loans, it’s important to remember that this is contingent upon meeting certain eligibility criteria and submitting all required documentation correctly. Typically, after submitting your online application, you can expect a decision within a matter of hours or a few business days. If approved, the funds are then disbursed directly into your designated bank account, ensuring quick access to the money you need.

How Long Does It Take?

Moneyline Loan takes up to two (2) working days to decide whether to approve your loan or not. If approved, your account will be credited on that same day.

How Much Can You Borrow?

You can borrow up to £200 – £1,000 on Moneyline Loan and pay back between 14 and 32 weeks. If you borrow £300 and repay it over 20 weeks, you will have 20 payments of £18.18. The total you would repay is £363.54. Annual Interest Rate 59% fixed169% APR Representative

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How To Apply for Moneyline Loans?

  1. click ‘Apply Now

2. Fill in Moneyline application form. You will need online banking to apply

3. Moneyline may need to contact you to check a few things

4. If approved, Moneyline’ll text you a link to read and sign your loan documents

5. Get the money into your bank account.


NOTE: It takes around 10 minutes to apply and you will need to have this information ready:

  • Your income and outgoing costs
  • Previous address if you have moved in the last year
  • National Insurance number
  • Bank account details

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Is MoneyLine A Payday Loan?

Moneyline is a Direct Lender, and NOT a payday lender. They are also a not-for-profit company who offers small loans to help you spread the cost of things such as a washing machine, holidays, home improvements, etc.

How do I withdraw money from Moneyline?

  1. Log in to your Moneyline account: Visit the Moneyline website or open the mobile app and enter your login credentials (username and password) to access your account.
  2. Navigate to the withdrawal section: Once you are logged in, find the “Withdraw” or “Withdrawal” option within your account dashboard. This section is typically located in a prominent place, such as the main menu or a sidebar.
  3. Choose your preferred withdrawal method: Moneyline offers various withdrawal options, depending on your account settings and the services available in your region. Common withdrawal methods include bank transfers, electronic wallets (such as PayPal or Skrill), or physical checks. Select the method that suits your needs and is convenient for you.
  4. Enter the withdrawal details: After selecting your preferred withdrawal method, you will need to provide specific details depending on the chosen option. For bank transfers, you may need to provide your bank account number, routing number, and other necessary banking information. If you choose an electronic wallet, you will need to enter your wallet account details.
  5. Specify the withdrawal amount: Indicate the amount you wish to withdraw from your Moneyline account. Ensure that the requested amount does not exceed your available balance or any withdrawal limits imposed by Moneyline or your chosen withdrawal method.
  6. Review and confirm: Before finalizing the withdrawal request, carefully review all the provided details, including the withdrawal amount and destination account information. Ensure that everything is accurate to avoid any issues with the transaction.
  7. Submit the withdrawal request: Once you are satisfied with the information, submit your withdrawal request by clicking on the appropriate button or following the instructions provided on the screen.
  8. Wait for processing: The processing time for your withdrawal may vary depending on several factors, such as the withdrawal method and any additional verification processes required. Moneyline typically processes withdrawals within a few business days, but it’s advisable to check their specific policies or contact their customer support for more accurate information.
  9. Receive the funds: Once your withdrawal request is processed and approved, the funds will be transferred to your chosen withdrawal method. If you selected a bank transfer, the funds will be deposited into your bank account. If you chose an electronic wallet, the funds will be credited to your wallet account. In the case of physical checks, they will be mailed to your registered address.

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Once you have completed the application and the process to send your bank statements, they will review your information. Moneyline will check to see that your bank statements match what you told them about your income and costs and have a look at your credit information. If this all looks okay Moneyline may be able to offer a loan without any more information and you will receive a text and email with next steps.  

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If Moneyline do need a bit more information to make loan decision, they may contact you by email or phone so make sure you have given moneylion the correct contact details. 

Logging into your account is easy to do. You can do it by downloading the app if you have an Apple phone or on Moneylion website if you have any other phone, you just need your mobile number. 

They will then text you a code that you’ll need to enter. This confirms it’s you and that no one else is trying to access your account without you knowing. Once you have done, you’re in.

If you’re struggling to log in, it might be because you’ve changed your mobile number or email address.  

You’ll need to send Moneylion a quick email to [email protected]  or call Moneyline on 0345 643 1553 and they will update this for you. 

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You can do this at any time by using the app or by calling Moneyline customer care on 0345 643 1553  andfollowing Moneyline automated steps to get your balance.

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Moneyline loans are more expensive than bank loans and some other lenders, but they have been able to help lots of people who have been unable to borrow from their bank due to the small amounts they want to borrow or by having a low credit score. It costs more to lend small amounts as moneyline still have many of the same costs. This is why many lenders don’t offer small loan amounts.  

Also, moneyline don’t look for a ‘perfect credit score’ and they know that their customers sometimes miss payments as stuff happens. This means they have a higher level of ‘risk’ and they need to charge a higher rate of interest than other lenders to cover Moneyline costs. 

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APR for small, short-term loans can’t be compared to bank loans because of the way its calculated but if you compare it to pay day loans it can actually be up to 10 times cheaper! It all just comes down to what you’re comparing them to.

Moneyline calculates their interest daily. This means you only pay interest for the time you have the loan. 

If you pay off your loan after 60 days this means you only pay interest on those 60 days. So, the sooner you pay the more money you can save! This also means that the total cost of your loan is cheaper if you pay weekly as your balance reduces quicker. 

Also, Moneyline don’t have any fees or charges for paying your loan early or making extra payments. 

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These may come in handy if things get a little tight, you may not be charged any extra interest

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If you’re one of Moneyline flexi loan customers, you may have some of these to use. You can decide when to use your payment holiday after you’ve made your first payment, you won’t be charged any extra interest and it won’t show as a missed payment either.

Payment holidays may take you longer to pay off your loan.

Pay Moneyline within 5 days, it won’t show as missed and you won’t go into Arrears.

If you have missed a payment, you can stay on track by making a payment within 5 days. By making this payment within 5 days Moenyline won’t charge you any extra interest and it wont show as a missed payment.

Moenyline understand stuff happens and circumstances can change unexpectedly. Difficult times can affect all and are different for everyone. Moenyline want to make sure that Moenyline do all Moenyline can to understand your situation and offer Moneyline support where Moenyline can.

Moenyline will have a friendly human, ready to listen to you. Moenyline can offer solutions that fit your current circumstances – just pick up the phone and call 0333 103 1553 or email [email protected] and talk to Moneyline as soon as possible.


You can do this at any time through the app in the settings page. You can then select if you’d like to stop receiving marketing texts, emails or letters, or all three. Opting in does mean you will receive all Moneyline hints and tips on how to get more income and Moneyline latest offers. An example of this is where you could be entered into a prize draw to receive £250 of love to shop vouchers for leaving Moneyline a Trustpilot review!

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If you have an existing loan or save with Moneyline, Moenyline’ll still keep you up to date with your payments, balance and if you apply again, Moenyline’ll send you important communications about your application.

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Although Moenyline want to help as many people as possible, sometimes Moenyline won’t be able to offer you a loan. This can be for a number of reasons, including if Moenyline feel you are not in a stable position with your finances to take on the responsibility of a new loan or if Moenyline think that you won’t be able to afford the loan in the future.

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If Moenyline can’t offer a loan here are some links to look at to see what support is available: 

Moneyline budgeting calculator that can help you see if you are entitle to more income or if you can reduce your costs. 

Money Helper is an independent service, set up by the government to help people make the most of their money, they give free, unbiased money advice to everyone across the UK – online, over the phone and webchat.

StepChange  Debt Charity is the UK’s leading debt advice charity. The support they offer is free, impartial and confidential and every client receives expert personalised advice to help them deal with their debts.

Moneyline Contact Number

Moneyline phone number. phone: +44 3456431553. website: Moneyline hotline contact number is 0907 844 0000



About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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