Is Rupee pus Loan App Legit Or Scam? | How To Borrow Money From Rupee pus Loan App

Loan App

Are you in need of a quick loan in India but hesitant to trust unfamiliar lending apps? It’s understandable to be cautious about loan apps these days, as there are many scams and fraudulent schemes out there. You don’t want to end up falling victim to one of these scams and losing your hard-earned money.

The Rupee pus Loan loan app could be the answer to your financial needs. This instant loan app promises quick loans disbursed in minutes, but the question on many people’s minds is – is Rupee pus Loan a legitimate lending app or a scam?

If you’re looking for quick loans in India, you might have heard about the Rupee pus Loan loan app. In this article, we’ll take a closer look at the app and answer the question on many people’s minds – is Rupee pus Loan a legitimate loan app or a scam?

Please Note: I always tell people that any loan app you can’t find on google play store or Apple Store, is not safe to use or borrow money from them. Any Loan Apps that harasses or threatens it’s customer, will be removed from play store after you continually report their app on google play store.

People who want to borrow money right away now have the option of getting a personal loan online. But as the need for loans has grown, so has the number of loan apps and the number of fake loan apps that look like real lending platforms. Fake loan apps are also called 7 day loan apps. These 7 day loan apps trick people into giving them money by saying they can give them loans right away.

These online loan apps say that they can give you a personal loan right away, without any paperwork or other checks. After you give your biodata and credentials to these fake loan apps, your home address, place of work, and other financial histories are stored in their database. These details about you can be used to bother you later if you can’t pay back a loan.

People are fooled into giving away all of their personal and financial information because this offer is so good. They take out loans from these apps without checking them out, which gets them into a lot of trouble.

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In India, the Reserve Bank of India (RBI) regulates interest rates charged by financial institutions and sets guidelines for lending practices. Legitimate financial institutions in India adhere to these regulations and offer loans at competitive interest rates based on factors such as the type of loan, borrower’s creditworthiness, prevailing market rates, and other terms and conditions.

If you encounter any suspicious or fraudulent loan offers claiming to have exceptionally high or unrealistic interest rates, it is crucial to exercise caution and report such activities to the relevant authorities, such as the local police or the RBI.

Always ensure that you approach recognized and authorized financial institutions when seeking loans or any financial services to protect yourself from scams or fraudulent activities.

This article may tell you about the apps that the RBI has said are illegal. Here is an up-to-date list of fake loan apps for 2023, so that you can check to see if they are real or fake before you apply for a loan.

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What is a fake loan application?

Fake loan apps are bogus mobile apps that pretend to be real loan companies but steal personal and financial information or trick users into paying fees for loans they will never get.

How do fake apps for loans work?

How fake apps for loans work: Fake lending apps often get people to download them by promising quick loans or attractive loan terms.

Under the guise of a loan application, asking for personal and financial information like bank account or credit card numbers. This information can then be used for unauthorised transactions or identity theft.
Under the guise of processing or guarantee fees, asking for money up front while making false claims about how the loan will be distributed.
After collecting the money, they disappear or can’t be reached.
They often change their names, websites, and looks to avoid being caught.

Loan Shark Apps in India

India is getting more worried about fake digital lending apps that scam people out of their hard-earned money. The Reserve Bank of India (RBI) is putting together a “Whitelist” of apps that can be advertised on the Google Play store or the Apple App Store.

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Fake Loan Apps In India

When people download fake apps from these platforms, they often share their banking and “Know Your Customer” (KYC) information with them. They think they are real because they are in the app stores for Google or Apple. So, either money is automatically taken out of their accounts or the customer is put under psychological pressure through extortion. Be careful with these kinds of apps.

How do you know the loan app is real or fake?

Determining whether a loan app is real or fake requires careful consideration and evaluation. Here are some essential steps you can take to assess the legitimacy of a loan app:

  1. Research the app and the company behind it: Start by conducting thorough research on the loan app and the company that developed it. Look for information about the company’s background, history, and reputation. Check their website, read customer reviews and ratings, and search for any news or articles related to the company. Legitimate loan apps usually have a professional website, transparent information, and positive customer feedback.
  2. Verify the developer and app store: Check if the app is listed on reputable app stores such as Google Play Store or Apple App Store. These platforms usually have a screening process to minimize the risk of hosting fraudulent apps. Additionally, review the developer’s profile, ratings, and user feedback on the app store. Established and well-known developers are generally more reliable.
  3. Check permissions and reviews: Before downloading the app, carefully review the permissions it requests. Be cautious if the app asks for excessive permissions unrelated to its function. Read user reviews and ratings both on the app store and external review websites. Negative reviews, complaints about scams, or poor customer experiences are red flags indicating a potential fake app.
  4. Contact customer support: Legitimate loan apps typically provide customer support channels such as email, phone numbers, or live chat. Reach out to their customer support and inquire about any concerns or questions you may have. A professional and responsive customer support team is a positive sign of a genuine app.
  5. Validate licensing and legal compliance: Loan apps are often subject to financial regulations and licensing requirements depending on the jurisdiction. Check if the app complies with the relevant regulations and holds the necessary licenses. You can usually find this information on their website or by contacting the appropriate regulatory authorities.
  6. Be cautious with personal information: During the app registration process, be cautious about the type and amount of personal information requested. Legitimate loan apps typically ask for necessary information, such as identification, income verification, and banking details. However, be wary if the app requests excessive personal data or sensitive information that seems unnecessary for a loan application.
  7. Trust your instincts and seek advice: If something feels off or too good to be true, trust your instincts. Consult with financial advisors, friends, or family members who have experience in dealing with loans or financial applications. They may provide valuable insights or offer a different perspective on the app’s legitimacy.

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How To Borrow Money From Rupee pus Loan Loan App

Step 1: Download and Install the App To begin, you’ll need to download the Rupee pus Loan loan app on your mobile device. The app is available on both the Google Play Store and the Apple App Store, so you can easily find and download it. Once you’ve downloaded and installed the app, open it up and create an account.

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Step 2: Apply for a Loan With your account set up, you’re now ready to apply for a loan. To do so, simply log into the app and follow the instructions to fill out the loan application form. The application process is straightforward and easy to complete, and you’ll need to provide basic information such as your name, address, and employment details.

Step 3: Wait for Approval Once you’ve submitted your loan application, you’ll need to wait for approval from Rupee pus Loan. This usually doesn’t take long, and you should receive a response within a few minutes. If your loan application is approved, the funds will be disbursed directly to your bank account.

Step 4: Repay the Loan Of course, obtaining a loan is only the first step – you also need to make sure you can repay it. Rupee pus Loan offers various loan repayment options, including bank transfers, online payments, and mobile money transfers. It’s important to make sure you understand the repayment terms and plan your payments accordingly, to avoid penalties for late or missed payments.

Is Rupee pus loan app safe?

No, Rupee pus Loan App is fake and not safe to use at all. Kindly desist from using the app, because it has received numerous negative feedbacks.

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Is Rupee pus loan app rbi approved?

No, Rupee pus Loan App is not RBI Approved.

Is Rupee pus Loan App Legit Or Scam?

Rupee pus Loan App is pure scam and not a legit App, please don’t use it to borrow money.

Is Rupee pus Loan App Safe?

No, Rupee pus Loan App is not safe to use. if you experience any foul play, kindly share them in the comment section below.

Advantages of using RBI-approved loan apps in India

RBI-approved loan apps make sure that the personal loan providers follow the rules and laws set by the Reserve Bank of India. This protects the borrower’s personal and financial information better and helps stop fraudulent activities like stealing money and getting unauthorised access to personal information.

Also, an RBI-registered loan app has to follow a number of rules, such as transparent pricing and fair lending procedures, which help protect the borrower’s rights and make sure they get a fair deal. To protect users’ personal and financial information, RBI-approved loan apps must follow strict data security rules. So, you should look for loans from apps that the RBI has approved.

Difference between cash loan and personal loan

A cash loan is a type of borrowing that offers a smaller amount of money, usually for immediate or urgent needs. It is often repaid in a shorter period, typically within a few months.

On the other hand, a personal loan is a larger loan that can be used for various purposes, such as debt consolidation, home renovations, or education expenses. Personal loans generally have longer repayment terms, ranging from a few months to several years, depending on the lender and the borrower’s creditworthiness.

What You Should Know Before Applying for a Loan

If you don’t want to get ripped off by a dishonest company or financial institution that offers loans online or through mobile apps, never give copies of your KYC documents to people you don’t know or apps that you haven’t checked out.

You should tell the police about these instant personal loan apps and any Bank Account information they might have. You can also use the Sachet portal to file a complaint online. Press releases from the RBI

RBI has also said that online lending platforms that work on behalf of Banks or NBFCs must tell their borrowers the name(s) of the Banks or NBFCs up front.

You can look up the names and addresses of NBFCs registered with the Reserve Bank by going to This is also where you can file complaints against companies that the RBI is in charge of.

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Can loan apps track you?

Loan apps typically have access to certain permissions on your mobile device, such as accessing your location, contacts, and other relevant data. However, it’s important to note that legitimate loan apps should only collect and use your personal information within the boundaries of their privacy policy and applicable laws.

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Here are some points to consider regarding the tracking capabilities of loan apps:

  1. Location tracking: Some loan apps may request access to your device’s location to verify your whereabouts or for fraud prevention purposes. This can help them confirm your physical presence for identity verification or assess the risk associated with lending. However, they should clearly outline the purpose of location tracking in their privacy policy, and you have the right to grant or deny location access.
  2. Data collection: Loan apps may collect certain data about your device, usage patterns, and interactions with the app. This information can include your IP address, device type, operating system, session duration, and actions within the app. Such data is typically used for analytical purposes, improving user experience, and preventing fraudulent activities.
  3. Consent and privacy policy: Prior to using a loan app, it’s crucial to review its privacy policy. Legitimate apps will have a comprehensive privacy policy that explains how they collect, use, store, and share your data. Ensure that you understand and agree to the terms outlined in the privacy policy before proceeding with the app.
  4. User permissions: Mobile operating systems (such as Android or iOS) provide users with control over app permissions. You can manage the permissions granted to each app, including location, contacts, camera, microphone, and more. It’s important to review and consider the permissions requested by the loan app during installation. Grant only the necessary permissions based on your comfort level and the app’s functionality.
  5. Security measures: Trustworthy loan apps implement security measures to protect your data from unauthorized access or misuse. This includes encryption of sensitive information, secure transmission protocols, and compliance with relevant data protection regulations.

While loan apps may have the capability to track certain aspects of your device and usage, it is essential to distinguish between legitimate loan apps and potentially malicious or fraudulent ones. Legitimate apps should prioritize user privacy and adhere to established privacy standards. Always exercise caution and research the reputation, security measures, and privacy practices of any loan app before using it.

Rupee pus Loan App Complaints

There have been several negative complaints of the Rupee pus loan app, which is not a good option for you to borrow from them.

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When looking for a loan or an offer, you should keep in mind that “if it seems too good to be true, it probably is.”

Red flags include crazy low interest rates, a lack of due diligence by the lender, unsolicited offers to sweeten the deal, etc. Before choosing a loan, you should think about all of these things.

Also, you can make sure the loan application process is open and honest by contacting a lender after doing research and making sure they follow regulations and best practises.

If you know what red flags to look for and do your research, you might not fall for a scam. Remember that making a well-thought-out choice right away is always better than regretting it later.

If you experience any challenges while using the app, please report it to your bank or contact Rupee pus Loan’s customer service. If you have any complaints or feedback about this loan app, please share them in the comments box.

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What are the real apps for loans?

PaySense, Bajaj Finserv, dhani, Paytm Postpaid, Money Tap, and more will be some of the best loan apps in 2023.

Which loan app did RBI approve?

The Reserve Bank of India (RBI) has approved Paytm, Bajaj Finserv, Capital First, EarlySalary, HomeCredit, LazyPay, MoneyTap, and Simpl as loan apps in India.

How do I stop fake loan apps from accessing my contacts?

Use official app stores to stop fake loan apps from accessing your contacts, Check the app’s settings, Keep your phone current, Use an app for security, Be careful with free downloads, read app reviews, turn on two-factor authentication, and don’t give out personal information.

Which app is best for getting a loan in a hurry to pay for urgent medical care?

India’s best emergency loan apps are Fullerton India, Navi, zest, Upwards, Fibe, and Fullerton India.

Is Wonder loan app real or a fake?

The Google Play Store app Wonder Loan is fake and gives loans to people who don’t want them.

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How can I get a personal loan right away and pay it back in 5 minutes?

Most of the time, it’s hard to get instant loans in 5 minutes because you have to go through a long process of checking your creditworthiness. But there are some ways to get a loan quickly: Depending on how much money you need, you can get a personal loan from your bank or a digital lender like Paytm Postpaid, Dhani, PaySense, or the swift loan app.

Is Kissht for real?

Kissht app is registered with RBI as a non-banking financial institution (NBFC) and is required to serve customers according to the rules.

What app will lend you $50,000?

One of the biggest lenders, Money View, offers personal loans with flexible repayment plans for up to 60 months and amounts from Rs. 5,000 to Rs. 5 lakhs. Quick loans of Rs. 50,000 are easy to apply for if you meet the requirements.

What app gives loans even if you don’t get paid?

Customers can get advance salary loans through PayU’s LazyPay service. With LazyPay, you can get loans of up to Rs. 1 lakh. Download the LazyPay app and fill out the application to apply for this loan.

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Which loan app works quickly?

MoneyTap is a popular app for getting a quick personal loan. You can use MoneyTap to apply for a personal loan with interest rates as low as 1.08% per month for amounts up to 5 lakhs.

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Are instant online credit applications safe?

For personal loans, banks and NBFCs offer safe instant lending apps. But you should also make sure that the companies that offer quick personal loan apps are registered with the RBI and that you only download them from reputable websites.

How can I quickly get a loan?

You can apply for a personal loan by going to the website of a bank or other financial institution and asking about your eligibility, the interest rate, and the EMI. If your request for a loan is accepted, the money will be sent right away to your bank account.

Is Rokdawale real or a pretender?

Rokdawale is not a good place to borrow money. Not much to back up

No info on who started it.
Bad comments.
There is no proof that banks were involved.
Bad customer care service.

Is loanbaba real or a fake?

Loanbaba can be counted on. It gives out loans through NBFCs registered with RBI.

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Is rupiyabus loan app legit?

You shouldn’t use the rupiyabus loan app because it has been accused of harassing users for money in many cases and complaints. Here is the National Cyber Crime Reporting Portal complaint number for a fake loan app/farzi loan app: 1930.

Is the kredit party loan app real or fake?

The public doesn’t know much about the Kredit party loan app. People have complained about this app, and there have been rumours that it has harassed its users. RBI has not approved of this app.

Is wonder loan apk safe?

The app is accused of misleading users by giving false five-star reviews and using questionable loan repayment plans. So be careful.

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Can a loan app freeze my bank account?

Yes, they can do that. But before you panic, know that if they do so legally, you’ll have plenty of notice.

What is the customer service number for cashwise loans?

The customer service number for Cashwise loans is 6266647994 or 9832049909.

Which loan app approved by RBI?

RBI (Reserve Bank of India) has approved a number of loan apps in India, including Paytm, Bajaj Finserv, CASHe app, EarlySalary, Dhani, FlexiLoans, Money View Loans, Indialends, Lendingkart, India lends and many more.

Is KreditBee Approved by RBI?

The RBI has approved and certified KreditBee as a non-banking financial institution. On the KreditBee platform, transactions between the borrowers and NBFCs/Banks can be done.

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Which loan apps are approved by RBI without salary slip?

Tala loan, Home Credit and CASHe are the RBI approved loan applications that credits loan amount without salary slips.

Is Dhani Approved by RBI?

Yes, the Dhani app is approved by RBI, and it also provides the Dhani OneFreedom RuPay card, which comes with RBI guidelines that make for safe & secure transactions.

Is Ring app RBI approved?

RING is an NBFC registered and recognized by RBI. The company gives credit through its digital Made In India application.

Is Buddy loan RBI approved?

Buddy Loan is a personal loan aggregator partnered with various RBI-registered NBFCs.

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Is Cashbean approved by RBI?

The RBI cancelled P C Financial Services’ registration certificate, which is responsible for the “Cashbean” app.

Is StashFin RBI approved?

StashFin is the unit of Akara Capital Advisors Pvt. Ltd, an RBI-licensed NBFC registered under the Indian Company Act.

Are online loan apps safe?

Instant loan apps associated with RBI-authorized NBFCs or financial institutions are safe for an online loan.

Is KreditBee banned in India?

No, KreditBee, a non-banking finance company, is RBI approved and is not banned in India.

Is KreditBee safe or not?

Since RBI has approved and recognized KreditBee as a non-banking finance company, it is safe.

Which loan apps banned in India?

RupeeGo, Punch Money, Grand Loan, DreamLoan, CashMO, Rupee MO, CreditLoan, Lendkar, Lend Now, Cashfull, Cash Ray app, Mobipocket app, Infinity Cash app, Kredit Mango app, and so many more loan apps are banned by RBI in India.

Is PaySense RBI registered?

PaySense is one of the leading NBFCs and is registered with RBI.

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Which app can I get loan easily?

Some apps that give quick loans in India are PaySense, India lends, Zest Money, Dhani, LazyPay, CASHe, mPockket and money view. Or you can use Slice as an alternative, Slice borrow charges are usually nil if you repay within month.

Is Fibe app RBI registered?

Yes, Fibe app is registered with RBI as a NBFC. Before Fibe, it was EarlySalary, and EarlySalary was one of the RBI registered Fintech known for disbursing personal loans.

Is Loantap registered with RBI?

Yes, Loantap is registered with RBI. They have an in house RBI registered NBFC.

Is Kreditmango Personal Loan app available on google play store?

No, Kreditmango Personal Loan app isn’t available on google play store. Although you can download the apk file from various third party app stores on internet.

Is Smartcoin RBI registered?

Not directly affiliated by RBI but Smartcoin has Partnered with RBI registered NBFCs.

Is swift loan app real?

There are many hearsay about whether Swift loan app legit or not. But based on publicly available information it seems legit. Although there are user experiences that say otherwise.

About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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