How To Easily Pay Back Ok Card On Palmpay, Activation and Overdue Loan

Where can I get a Palmpay OK card? People frequently find themselves in the midst of severe financial difficulties, and when this occurs, obtaining a loan is one of the most effective ways to regain financial stability.

One has the option of obtaining a loan either from a conventional bank or from an online lender. People will typically look for loans online because it is simple to get one and simple to repay it.

“Palmpay OK card” is the name of one of these online lenders that operates in Nigeria. I will be answering a few questions that are being asked about this new loan method in this guide.

These questions include “What is Palmpay OK card?”, “How to repay Palmpay OK card?,” “How to deactivate Palmpay OK card?,” and many more. I will be answering these questions in this guide. What exactly is an OK Card Palmpay?

The Palmpay Ok card, formerly known as “Flexi,” is a digital loan service that provides a “Use first, Pay later” overdraft that can be acquired instantly and is only able to be used to pay for services that are offered within the Palmpay app itself.

As long as the loan is repaid on time, the OK card loan system does not charge any interest or other fees. In the event that a repayment is overdue, interest rates will be charged as fees for late payments.

What do I need to do in order to activate my Palmpay OK Card?

Activating your Palmpay OK card and getting it up and running is not a particularly complicated process. Please make sure to follow these easy steps:

  • First, sign in to your Palmpay account; if you don’t already have one, you can sign up for one by downloading the Palmpay app from the Google Play Store or the Apple App Store.
  • After that, launch the mobile application, and when it loads, navigate to the “Finance” tab by clicking the button at the very bottom of the screen.
  • Tap the appropriate spot to activate the OK card, and it will immediately become the default setting for your primary method of payment.
  • That wraps it up! You are now able to begin making payments for services within the Palmpay app by using the available balance. Be sure to make your payments on time in order to raise the spending limit on your OK card account.
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How to Make a Payment with a Palmpay OK Card

Following the activation of the Palmpay OK card and the completion of payments for services using the card. Your overdue bills will eventually need to be paid, but fortunately, the process of paying them back is just as simple as the process of getting them in the first place.

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On the OK card, there are two ways to repay loans; one is referred to as “automatic,” and the other is referred to as “manual.”

When the due date arrives, you won’t have to do anything because the repayment will be handled automatically. Simply ensure that your bank ATM card is linked to your Palmpay account, and the Palmpay system will automatically deduct payments from any outstanding bills you have.

When you choose to make a manual repayment, you will be required to sign in to your account. You can access the “Repay” button by going to the “Finance” tab first. You will then be taken to a page where you can enter the amount that needs to be repaid, and you will also be prompted to enter the CVV number that is printed on the back of your ATM card. When everything is finished, you will be notified about the successful completion of the repayment process.

Does PalmPay require my BVN number?

Yes, in order to gain access to the complete set of features that Palmpay has to offer, you will be required to supply your BVN, which stands for “Bank Verification Number.” Included in this is their program for the OK card.

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What do I need to do to use my OK card with PalmPay?

After you have activated the card, all you have to do to pay for a service is use the Palmpay app to make a purchase, and the money will be deducted from your OK card. It is important to keep in mind that the OK card can only be used for purchases made through the Palmpay app.

What is the maximum date that a loan on an OK card can be repaid?

As soon as you activate your card, the number of days until the due date will begin to count down. You won’t be charged any interest for the first 15 days (1st-16th), so if you want to avoid paying any, make sure to repay the loan on time.


We took a look at some of the questions that individuals who are attempting to benefit from the Palmpay OK card have been asking recently. I really hope that some of the questions you have will be answered by this, and that it will also help you figure out how to use the OK card digital loan program.

Regarding this matter, I would be grateful for any questions or comments you might have.


About Samuel 637 Articles
Samuel is an SEO technician and Content developer with over 5 years of work experience. He is known for his love and passion for helping others achieve their financial goals and dreams. This lead to the birth of Finwealthonline. His love for many has to lead him to help thousands of students seeking financial loan advices, app reviews with the right information. Samuel being the CEO and founder of Finwealthonline will continue his good work on helping people with the right information that will lead to achieving their financial dreams and goals.

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